make bold moves WITH CONFIDENCE
The right loan for
where you're headed.
Every situation is different. Browse by goal — we'll help you figure out the rest.
Fixed-Rate Loan
The standard for strong buyers.
- Down payment options starting at 3–5%
- Primary, second homes, and investments
- Best with solid credit and stable income
FHA Loan
Flexible for imperfect credit.
- Down payment as low as 3.5%
- More forgiving credit guidelines
- Keeps monthly payments manageable
VA Loan
A powerful benefit for Veterans.
- 0% down for eligible Veterans
- No monthly mortgage insurance
- Competitive rates — strong in Lincoln
Rural Development
0% down in eligible areas.
- No down payment for qualifying buyers
- Income & location limits apply
- Great in communities outside core Lincoln
Rate & Term Refi
Lower your rate or adjust your term.
- Reduce payments or shorten loan term
- Available for most mortgage types
- Best when rates drop or credit improves
Cash-Out Refi
Access your home's equity.
- Fund renovations or consolidate debt
- Replace existing mortgage with larger loan
- Competitive rates for qualified borrowers
Jumbo Loan
For higher-priced properties.
- Loan amounts above conventional limits
- Competitive rates for well-qualified buyers
- Ideal for luxury Nebraska homes
Investment Property
Build your rental portfolio.
- Non-owner occupied financing
- Typically 15–25% down payment
- Strong for Lincoln-area rentals
Schedule a consultation today
Ready to buy or refinance in Nebraska? Let’s review your options, lock in the right mortgage, and build a smart home loan strategy that fits your budget and your goals.
vision
Adam Terasinski is a Licensed REALTOR® with Prime Home Realty and a Mortgage Loan Originator with C2 Financial Corporation (NMLS #135622) located in Lincoln, Nebraska. He’s built a reputation for straight talk, speed, and a relentless work ethic.
Adam shops across 100+ lenders to secure the strongest rates and programs available—transparent fees, rapid responses, and no surprises.
With expertise in both real estate and lending, Adam streamlines the path from home search to financing. His mission: empower clients to act boldly and confidently.
reach out
You may also reach me at aterasinski@c2financial.com or follow me on social media!